If you don’t have one, sign up via your processor (such as US Bank/Elavon or one of the other 125 we support), or we can actually give you a FREE TEST ACCOUNT for you to play in the “sandbox” with and see if this works. If it does we’ll activate the account via your processor. If it doesn’t we’ll just delete the account with no charge to you.
72 Charms LLC and NMI Inc have worked together to provide a unique solution to solve your needs in a highly customizable solution, unlike any other you’ll find. Since 1994 our founder has built over 4,000 websites. The needs are distilled in to this one-of-a-kind gateway. Like “Lego Blocks” we can add and delete “blocks or features” to change the cost of the gateway and tailor the needs to the individual merchant’s requirement.
Virtual Terminal: Got An Internet Connection? Then Ring ‘Em Up! Whether your merchants want to swipe credit, key-in cards or even process checks, it can all be done via their browser from anywhere.
QuickBooks® SyncPay : ACCOUNTING: Get Your Merchants In Sync with Their Transactions. Skip the double entries and let QuickBooks® SyncPay handle your merchants’ transactions from start to finish. From processing the transaction to creating the appropriate accounting entry to marking the transaction as paid, QuickBooks SyncPay handles it all for them from right within their QuickBooks environment.
Recurring Billing: Set Date, Bill and Bill Again. We make it easy for your merchants to bill their customers regularly with our Recurring Billing service. All they have to do is establish a recurring billing schedule and the gateway handles the rest.Mobile Payments Via Application
Multi-Tiered Hierarchical Structure: ORGANIZATION: Build Your Empire (Or Just Organize Your Business). Flat hierarchies are for amateurs. Use our multi-tiered hierarchical structure to recruit sub-affiliates to promote your business or to organize your business by employee, products, region, etc.
INVENTORY: Help Your Merchants Manage Their Stuff. Our Product Manager tool provides merchants with a unified product database that they can use to enter and manage product SKUs of frequently sold items for quick recall at checkout for Virtual Terminal transactions.
Three-Step Redirect API: Touch This. Keep your merchants’ hands clean with our Three-Step Redirect API. It ensures secure data transmission by keeping merchants from seeing, touching, handling, transmitting and even storing any sensitive payment information. It’s just like they say – what they don’t know can’t hurt them. Also, reduces PCI fees to your processor.
Get Integrated: Linking a merchant’s website to your payment gateway has never been easier thanks to our QuickClick shopping cart solution. It enables your merchants to quickly and easily integrate their website to the payment gateway by utilizing our native payment gateway shopping cart solution. We are, of course, compatible with near 100% of all US Bank / Elavon carts, + many more from the leading 124 processors… A simple call from your US Bank / Elavon representative to us will have you integrated in a near effortless setup.
MULTIPLE CURRENCIES ACCEPTED: Money, Money, Money, Money, MONEY…(You Know You Started Singing It) Your merchants can accept USD, CAD and many international currencies based upon their processor integration(s) – did we mention we have 150+ of them? Buyer beware here, is your credit card processor must also support the currency or use a DCC (Direct Currency Conversion) program to expand out of the 150 currencies we can accept.
PAYMENT TYPES ACCEPTED: Prepped for Costanza’s Wallet. You can accept Visa, MasterCard, American Express, Discover, JCB, Diner’s Club and Apple Pay. Plus we can add eCheck and other’s.
MIGRATION TOOLS: Migrate Your Merchants to Your Own Gateway. Are your merchants using another gateway? No problem. Our Gateway Emulator enables merchants to migrate from other gateways to your own branded gateway without having to rework or reprogram their applications. This gateway can “pretend” to be many other gateways and therefore just “plug-in” to your “old” interfaces so you can migrate and have NO DOWN TIME!
REPORTING CAPABILITIES: Want detailed insight into transactions? Use the gateway’s Transaction Search to find exactly what you’re looking for and keep tabs on commissions so you know exactly when they will be paid out.
RETAIL: Brick and Mortar, Brick and mortar merchants can use our SwIPe Point-of-Sale application along with the compatible card readers to start accepting card present payments
Mobile Via Any Browser: Safari, Edge, Internet Explorer, Chrome, Mozilla, Firefox…
US Bank/Elavon Gateway integration: is assured and included with your setup fee. True Concierge service!
Integration Nirvana: 150+ Processor Integrations and 175+ Shopping Cart Integrations, we’re pretty confident that we have the integration(s) you’re looking for. We’ve Got You More Than Covered. We love US Bank / Elavon, but we can support who ever you choose. Even, if you switch processors, your gateway stays hooked up and seamless and your customers have no down-time. Also included if you don’t use Elavon…
Advanced Transaction Routing Interface (ATRI): Let Your Merchants Choose Their Transactions’ Path With our, merchants with multiple MIDs on their single gateway account can automatically determine which MIDs to route transactions to based on advanced load balancing directives. So, in other words if you have more than one Merchant Account (think resellers and affiliates below you) then we can route funds direct to them (or you) as needed with a single gateway. MLM and Affiliate marketing people require this. If it’s you and you alone, you don’t need this, but it’s available if you want to setup people to sell for you.
Multiple MIDs All in One Place: Let your merchants board and manage Multiple MIDs on their single gateway account so they can consolidate reporting, manage branches, organize products, etc. Why would I do this? Simple, let’s say you have a dozen businesses (or locations, or affiliates) you place the MID under ONE SINGLE location so you can direct payment deposits (and fees) to one person/location/franchisee/affiliate/organization. One main logon for the master account access all the MID’s below them. As an expansion for the “routing” features of ATRI, you as the “master account” are known as a “parent” and you can have lot’s of “children” to observe and oversee. They individually have a merchant account and it gets plugged in to your “gateway” You can then “overlord” the functions and charge commissions or royalties or franchise fees based on the processing reporting you get to review with your CPA. ALTERNATIVELY, this will work for a “call-center” or “telemarketing” people or even “collections agencies” who call on behalf of more than one client. The card can be ran and deposited to the exact “merchant” with a click of the mouse, by selecting the merchant and then running the card. The owner of the gateway can “report” activity of all “sub-merchants” in order to facilitate necessary business transactions following the sale.
Batch Processing: Do your merchants have of a bunch of transactions that need to be processed? No worries! It’s nothing our Batch Processing tool can’t handle. Merchants can upload their files to the gateway and process large volumes of transactions all at once.
eInvoicing: Get Paid Faster, allow your merchants to invoice their customers via email with Electronic Invoicing. It’s simple, secure and efficient for both merchants and their customers. Customers receive an embedded link they can follow to submit payment and a PDF invoice with line-by-line detail delivered right to their inbox and merchants enjoy a quick turnaround in payment.
Bolt-On Services Available: (these cost a bit more…)
Electronic Check: Run transactions of any type, including building invoices with detailed inventory and service detail in any web browser on any platform (Mac/iOS/PC/Windows/Android) anytime anywhere and run the check in realtime and send the customer a detailed paid invoice upon approval of the bank that we are “Automatic Clearing House From”. $100 setup. $25 a month additional. $0.50 a check. 0.25% (1/4 point) Discount. Minimum fee $15.00. Return Check/ACH NOC/Late Return Fee $15.00. Deposits will show in your bank just like a credit card transaction and will allow you to avoid NSF fees on bad checks from your institution.
CertifyPCI: Data Security and Fraud Detection: Cover Your Assets. Your merchants and transaction data are your biggest assets and need to be protected. NMI’s suite of Data Security and Fraud Detection services can help you guard your merchants and data from the unscrupulous, the shady, and the downright bad who could do their business harm.
PCI COMPLIANCE: Get Your Merchants Compliant. Being PCI compliant and protecting cardholder data is not only smart, but a must! Unfortunately when it comes to PCI compliance, merchants are still not getting this message and achieving compliance. According to a recent study conducted by Verizon, only 1 in 10 are fully compliant with PCI DSS 2.0. It’s clear that merchants need help and CertifyPCI is the perfect tool for the job; its web-based assessment truly simplifies the merchant process of helping a merchant become compliant. You can do this via your processor, or you can use us and provide the validation. Our fees are as follows: $120 setup and $60 a year. Many processors charge $30-$60 a month when you don’t PCI comply.
Customer Vault: The Customer Vault allows you to store your customer’s payment information in our system for processing future transactions. This allows you to securely keep your customer’s sensitive payment information on-file without increasing your liability by having to store it yourself. If you plan on charging this client in the future, you may want to add them to the Customer Vault. Lock It Up! Customer data belongs in a safe place; a place like our Customer Vault, which is basically the digital equivalent to Fort Knox. It protects sensitive customer information by exchanging it with a payment token and storing the encrypted data in a secure environment. $25 setup fee and $10 a month plus $0.10 a transaction. Yea, it sure does have a fee, BUT, consider this, you don’t have the PCI liability for “hacking” and “data-breach”. So it’s cheap if you think about it. Transfer your risk to us.
Account Updater: Do you have subscription and/or recurring billing? This service updates the credit cards as they expire and/or deactivate for whatever reason. $50 setup. $50 month. $0.50 an update. If you have cards declining and they owe you money…this may be your answer.
Level 3 Enhanced Data: Take Your Merchants’ Processing to the Next Level. Do any of your merchants need to process transactions with extended transaction data? Our Level III Processing helps them pass on enhanced data to their payment processor giving them the best chance to qualify for optimal interchange rates.
Mobile Gateway To Private API’ Applications: $5.00 per device per month.
Contact: Charles at 72 Charms LLC at 702-267-8385 or email@example.com for more information or to sign up. If you are a Elavon/US Bank customer we’d be happy to do a confrence call with your specific representative or banker.